Electronics / Equipment Insurance

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What are the benefits of equipment insurance through Medien-Finanzservice?

Expertise in camera and film insurance; collaboration with associations and B2B retailer TELTEC
Europe-wide or worldwide cover, flexible and customisable
Choice of deductibles
Increased-risk shoots covered without prior notice (e.g. cliffs, sports boats)
Short-term borrowed equipment up to €25,000 included at no extra premium
Borrowing among colleagues included; commercial lending can be added for a small surcharge
24/7 cover, including when equipment is stored in vehicles
Post-claim rental costs covered up to €5,000 at no additional premium

What type of insurance is this?

All-risks cover, including unknown and unnamed perils (excluding intent and gross negligence)
Blanket cover—no itemised list required; easy, straightforward adjustment of the sum insured

What specific damages would be covered?

Destruction, damage, malicious acts by third parties, vandalism
Dropping, mishandling, clumsiness, disappearance
Theft and burglary (including during air travel), robbery, flooding and rain damage, fire

What items are insured?

In general, photographic and filming equipment, including accessories
Additionally, communications electronics as well as data and IT equipment

Here is an exemplary, non-exhaustive list:

Camera systems including accessories, lenses, tripods, cables & battery devices, lighting equipment (e.g., spotlights, flashes, light sources), microphones, speakers, cases, notebooks / laptops including memory cards, USB sticks, mobile hard drives, scanners, printers, copiers, mobile phones, tablets, recording & playback devices, sound and special effect devices

What is not insured?

Copters, drones (separate insurance available)
Consumer electronics
Security technology