Business (Public) Liability for Media, Video and Film Productions
This insurance covers third-party claims arising from video and film productions. It includes personal injury, property damage and other production-relevant risks. Examples include the loss of production-relevant keys or damage to third-party (e.g. rented) film equipment.
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Coverage overview
- Entire production team insured during shoots, optional including freelancers
- Cover for third-party personal injury, property damage and resulting financial loss (subject to policy sub-limits)
Scope of cover (examples)
- Other work-related losses
- Loss of third-party keys
- Loss of property belonging to employees and visitors
- Worldwide cover (usually excluding USA and Canada)
- Assignment of subcontractors (subcontracting risk; no assumption of the subcontractor’s own liability)
- Damage to rented premises due to fire/explosion (basic environmental liability)
- Damage to rented premises due to burst pipes/waste water
- Damage to rented premises used for business purposes (general)
- Damage to rented movable items
- Damage to rented property during business trips
Note: Limits, sub-limits, deductibles and territorial scope vary by insurer and tariff. This is a simplified overview; interested parties will receive the exact contractual terms and conditions detailing scope, limits and exclusions.