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Business (Public) Liability for Photographers and Camera Professionals
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Coverage Overview
Cover for third-party:
- Personal injury
- Property damage
- Resulting financial loss (subject to policy sub-limits)
Scope of cover (examples)
- Other work-related losses
- Loss of third-party keys
- Loss of property belonging to employees and visitors
- Worldwide cover (usually excluding USA and Canada)
- Use of subcontractors (subcontracting risk; no assumption of the subcontractor’s own liability)
- Damage to rented premises due to fire/explosion (basic environmental liability)
- Damage to rented premises due to burst pipes/waste water
- Damage to rented premises used for business purposes (general)
- Damage to rented movable items
- Damage to rented property during business trips
A deductible of €250 applies to the items Other work-related losses, Loss of third-party keys and Damage to rented property (except during business trips).
Note: Limits, sub-limits, deductibles and territorial scope vary by insurer and tariff. This is a simplified overview; interested parties will receive the exact contractual terms and conditions detailing scope, limits and exclusions.
Note: Limits, sub-limits, deductibles and territorial scope vary by insurer and tariff. This is a simplified overview; interested parties will receive the exact contractual terms and conditions detailing scope, limits and exclusions.